jlt brief of what's covered
In general, all football activities are covered. This includes matches, training, functions, meetings and the like (anywhere in Australia). The Program provides competitively broad protection across the below areas.
Codie Briggs (Breakaways) having some fun with Jen Lew (Syd Uni). Crunch!h!
What do I need for completing my claim form?
Make sure you keep a copy of all receipts and claim details
- Original copies of receipts
- Private health insurance details
- Specialist letters/findings
- Doctors sign off
- Details of injury (Date, condition of ground, location address, weather conditions, how it occurred etc.)
- Your bank details
- Club Name: “Newtown Breakaways Football Club Inc.”
- League Name: Women’s AFL NSW/ACT
- Loss of income cover?: NO
- Employer details
DID YOU KNOW?
If you have unfortunately sustained an injury you will most likely require an MRI.
X-rays and visits to a specialist via the public system offer these services with no (or minimal) out of pocket costs.
If you go through RPA emergency with your injury you will then be eligible to go through their specialist clinics at no costs (specialists and orthopedic surgeons can cost anywhere from $110 per visit upwards).
In the case of surgery required, most individuals are eligible to go through the public system with nil or minimal costs. However, the wait list for surgery might also be longer time wise.
RPA Physio services are also excellent.
Private Health insurance: Do you know what you’re entitled to?
Have you recently checked what extras you are entitled to? What surgeries are covered? Is your insurance appropriate? Give your provider a call and see what you are and aren’t covered for, eg.
Although your insurance may say covered for ‘knee replacement’ this is very different to ‘knee reconstruction’ or ‘Knee Arthroscopes’.
In the unfortunate case of requiring a reconstruction and you aren’t covered this could mean the difference between $500 out of pocket expenses and $8,000. For an Arthroscope, it could mean the difference between $500 out of pocket expenses and $4,000.
What’s the cost of adding in extras and upgrading surgery options?
This is highly dependent on the provider and your current health cover.
HCF, Policy title “Young Singles & Couples”.
It includes; Physio, Chiro, Dental, Knee surgeries 100%, $0 excess for same day hospital surgeries, Ambulance, Osteopathy, exercise re-rehabilitation. The cost of adding in knee surgery only changed the total cost about $10 per month, with the rebate time and service being exceptional.
$10 per month VERY well spent. Most providers will offer a similar option for active singles, young couples and students. Handy extras to have; Physio, Chiro, Dental.